Eliott Dear on the Claims Assassins 10% Contingency: No Upfront Fee, No Retainer, No Contract

What the Fee Actually Is

Claims Assassins charges ten percent of the improvement. Not ten percent of the billed charges. Not ten percent of the FAIR Health benchmark. Not ten percent of some hypothetical number. Ten percent of the actual dollar improvement between what the insurer originally paid and what Claims Assassins recovers through state IDR.

If the original payment was 1,200 dollars and the state IDR award brings the final payment to 12,000 dollars, the improvement is 10,800 dollars and the fee is 1,080 dollars. If the original payment was zero and the recovery is 18,000 dollars, the improvement is 18,000 dollars and the fee is 1,800 dollars. The physician keeps the rest. The arithmetic is designed to be boring.

No Upfront, No Retainer, No Minimum

Eliott Dear does not require a retainer. There is no hourly component. There is no administrative fee, no file-setup charge, no per-claim cost. The only payment to Claims Assassins is the ten percent contingency on actual recovered dollars that exceed the insurer’s original payment.

This means a physician can send one claim and test the entire pipeline for zero dollars out of pocket. If Claims Assassins recovers nothing, the physician owes nothing. If Claims Assassins recovers an improvement, Claims Assassins takes ten percent of the improvement and nothing else.

Why the Structure Works

Attorneys who charge hourly have an incentive to generate hours. Attorneys who charge retainers have an incentive to keep the client on retainer. Attorneys who charge contingency on an improvement have an incentive to generate real improvements. Because if the improvement is zero, the attorney earns zero. Every minute Eliott Dear spends on a Claims Assassins file is a minute spent producing a measurable dollar result.

The physician never has to wonder what a filing cost. The fee is mechanically tied to an event the physician can verify on the EOB.

No Long-Term Contract

Claims Assassins does not ask for an exclusive service agreement, a term commitment, or a minimum volume. A physician can send one claim. If the result is useful, send more. If not, stop sending. There is no cancellation clause because there is nothing to cancel.

The philosophy behind all of this is the same philosophy Eliott Dear built his entire practice on. Measurement before commitment. Test the pipeline on one file. See what it produces. Decide from there. No contract, no retainer, no long-term commitment. Just a measurement.